The reality of running a trade business
Your insurance broker shouldn't be your biggest liability.
Every year, contractors across Georgia pay out of pocket for claims they thought were covered: exclusions buried in the fine print, a sub's certificate that quietly lapsed, or a denial letter that arrived after a six-figure loss.
By the time most brokers catch the problem, it's already too late. We look for it before the job starts.
Get your coverage reviewed, free→The Client Command Center
Designed for contractors and construction trades: the QA Client Command Center.
While other brokers email you a renewal once a year, we built technology that works for you every day: magic-link COI uploads, compliance tracking, and certificate reviews that flag gaps for a closer look.
Magic-link COI uploads Live
Subs upload from any phone in about 30 seconds. No logins, no chasing.
Automated compliance tracking Live
Certificates organized against your job requirements, with gaps flagged.
Subcontractor certificate scanner Active
Reads your subs' certificates for policy terms and listed coverages.
Risk dashboard Live
Every sub's status, expiration dates and flags in one view, from any device.
Included free with eligible trade policies. It helps at audit time and does not replace reviewing each sub's policy. See the full demo →
Sample screen for illustration.
Trade specialties
Built for the way trades actually work.
Every trade carries its own exposures, class codes and coverage gaps. We learn yours and shop it to carriers with an appetite for your work. Tap your trade to start a quote.
Tree Service
GL, WC and equipment floaters, plus a Georgia permit lookup with split-jurisdiction logic for metro Atlanta.
GA permit toolCOI managerSub trackingStart quote → T-02Roofing
High-risk GL, WC and inland marine for residential and commercial roofers. The right class code helps prevent denials.
GL / WCInland marineStart quote → T-03General Contractors
Remodels, build-outs and ground-up work. Coverage matched to your actual mix of work, plus sub certificate management.
Builders riskSub COIsStart quote → T-04Plumbing
Completed operations, tools and equipment, and instant online quoting for licensed plumbers.
Comp opsInstant quoteStart quote → T-05Electrical
GL and WC for licensed electricians and electrical contracting firms. Quote online in minutes.
Instant quoteMaster licenseStart quote → T-06HVAC
GL, WC and equipment options for HVAC contractors, with instant online quoting for eligible shops.
EquipmentInstant quoteStart quote → T-07Excavation and Heavy
XCU, equipment floaters and pollution liability for excavators, graders and heavy iron operators.
XCUPollutionStart quote → T-08All Trades
Painting, masonry, drywall, flooring, framing, concrete, siding, fencing, landscaping and more.
Any tradeAny sizeStart quote →Workers' compensation ghost policy
No employees, but a contractor needs your certificate?
If you work alone with no employees, a ghost policy gets you the workers' comp certificate a general contractor asks for. If you sub work out to insured subcontractors, we can usually still place it; it just isn't instant.
A ghost policy usually excludes the owner, so it generally pays no benefits if you are hurt. If you pay subcontractors who have no workers' comp of their own, the year-end audit can charge their pay to your policy.
Do you have any employees or 1099 workers, or use subcontractors?
Or have us call you
A few details and we will reach out, typically same business day.
Professional liability
We cover professionals, too.
E&O for real estate agents and brokers, property managers, insurance adjusters, mortgage brokers, and DJs and event pros. Many can quote online, and on eligible policies property managers may unlock tenant screening as low as $20.
How it works
From quote to certificate in four steps.
Pick your trade
Start at the instant-quote router. Tell us your trade and answer a few quick questions, about two minutes.
Instant or hand-matched
Eligible trades quote online on the spot. Higher-hazard work is matched to the right specialty market by a licensed agent.
Review and bind
Apply online or walk through your options together. Binding timelines vary by carrier, and your documents go into your Command Center once the policy binds.
Command Center activated
One-click access. Add subs, scan certificates, pull your COIs and message your producer from any device.
The Quinn Alliance standard
What every client can count on.
No chasing paperwork and no once-a-year broker. These are the standards we hold ourselves to on every account.
In-depth policy review
We come from the claims side of this business. We look for exclusions before you sign, not after a loss, and if a quote has a gap we work to identify it.
Certificates when the job can't wait
Bid season doesn't wait on paperwork. Same-day COIs are the standard here, and your documents live in your Command Center once you bind, so you can pull them from your truck.
Tech that works for you every day
The Client Command Center, with magic-link COI uploads, certificate scanning and sub tracking, is included free with eligible construction and trade policies. Tree service clients also get the Georgia Permit Lookup.
Instant quote vs. an agent
Why not just buy it direct?
You can quote online here in minutes, and you also get something a direct-to-carrier site can't give a contractor: someone who reads the policy and stands behind it when a claim hits.
!Buying direct from a carrier site
- You pick your own class code, and a wrong pick can mean a surprise bill at audit.
- You see one carrier's price.
- Questions go to whoever answers the carrier's phone line.
- Certificates and policy changes are on you.
✓Quoting through Quinn Alliance
- Instant online quotes, plus markets you can only reach through a licensed agent.
- Not sure about your class code or limits? A licensed Georgia agent (License #244699) is a call or text away.
- Our agency understands your work. We come from construction and claims, so we know how jobs run and how claims are handled.
- Same-day COIs are normal for us, and you get the Command Center at no extra cost.
Common questions
Straight answers, no jargon.
Many eligible trades can quote online in minutes, and binding timelines vary by carrier. Higher-hazard work like tree removal, roofing and demolition is reviewed by a licensed agent and matched to the right specialty market, with quote options typically delivered within one business day.
Plumbing, HVAC, electrical, painting, landscaping, cleaning and janitorial, handyman, remodeling, interior finish, masonry, food and catering, and light tree work like pruning under 30 feet and stump grinding are typically eligible for instant online quoting.
It's our portal for active clients: magic-link COI uploads, automated compliance tracking, a certificate scanner that helps identify coverage your carrier requires of your subs, and a risk dashboard. It's included free with eligible construction and trade policies, built for contractors who manage subs. Tree service clients also get the Georgia Permit Lookup.
It can void a general liability claim when an injured subcontractor's worker sues a higher-tier contractor. The exclusion is often buried in a sub's policy language. The Command Center scanner helps flag certificates that need a closer look when a sub uploads one, so a gap in their coverage is less likely to become your exposure.
Yes. Quinn Alliance LLC holds Georgia P&C agency license #244699 and is regulated by the Georgia Office of Commissioner of Insurance and Safety Fire.
Get a quote
Ready to work with the agency built for trades?
Get an instant quote right now, or leave your email and we'll reach out within one business day. No high-pressure pitch, no spam.
Get my instant quote→Or have us reach out